Crystal Meyer | LPT Realty
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- 1/35 35
3 Beds 2 Baths 1,416 SqFtExclusive Listing$328,000Price Dropped by $11K250 OELKERS, San Antonio, TX 78204-2910
Listed by Crystal Meyer of LPT Realty, LLC
Single Family Home
- 1/29 29
3 Beds 2 Baths 1,714 SqFtExclusive Listing$325,000Back on Market13539 Harvest Bend, San Antonio, TX 78217
Listed by Crystal Meyer of LPT Realty, LLC
Single Family Home
- 1/20 20
4 Beds 3 Baths 1,552 SqFtExclusive Listing$284,000Price Dropped by $5K425 STAFFORD ST, San Antonio, TX 78208-1655
Listed by Crystal Meyer of LPT Realty, LLC
Single Family Home
- 1/16 16
3 Beds 2 Baths 1,712 SqFtExclusive Listing$229,000Pending8223 CHERRY GLADE, Converse, TX 78109-3207
Listed by Tiara Blount of LPT Realty, LLC
Single Family Home
- 1/25 25
6 Beds 4 Baths 2,773 SqFtExclusive Listing$350,000New2810 MONTEREY ST, San Antonio, TX 78207-4150
Listed by Danette Wagnon of LPT Realty, LLC
Multi-Family
- 1/5 5
2 Beds 2 Baths 916 SqFtExclusive Listing$299,999New118 Halliday Ave, San Antonio, TX 78210
Listed by Jessica Soria of LPT Realty, LLC
Single Family Home
- 1/12 12
3 Beds 2 Baths 1,232 SqFtExclusive Listing$163,500New159 Private Road 322, Dhanis, TX 78850
Listed by Crystal Guajardo of LPT Realty, LLC
Single Family Home
- 1/46 46
2 Beds 3 Baths 2,037 SqFtExclusive Listing$549,000New2035 CANYON LAKE DR, Canyon Lake, TX 78133-4485
Listed by Malina Bercher of LPT Realty, LLC
Single Family Home
- 1/31 31
4 Beds 3 Baths 2,257 SqFtExclusive Listing$379,000New12523 BIG VALLEY CRK, San Antonio, TX 78254-1945
Listed by Angela Giacobbe of LPT Realty, LLC
Single Family Home
- 1/37 37
3 Beds 2 Baths 1,638 SqFtExclusive Listing$283,000New702 Secretariat Dr., Schertz, TX 78108-2285
Listed by Marcelino Gutierrez of LPT Realty, LLC
Single Family Home
- 1/25 25
4 Beds 3 Baths 1,658 SqFtExclusive Listing$349,900New849 SW 36th Street, San Antonio, TX 78237
Listed by Hugo Berlanga of LPT Realty, LLC
Single Family Home
- 1/42 42
4 Beds 4 Baths 3,329 SqFtExclusive Listing$815,600New536 ROSE BRANCH DR, La Vernia, TX 78121-4767
Listed by Nadine Berger of LPT Realty, LLC
Single Family Home
- 1/11 11
3 Beds 3 Baths 2,306 SqFtExclusive Listing$325,000New7317 STORMS END, San Antonio, TX 78253-4160
Listed by Zachary Vines of LPT Realty, LLC
Single Family Home
- 1/19 19
4 Beds 3 Baths 2,467 SqFtExclusive Listing$269,000New427 RUSTIC STABLE, San Antonio, TX 78227-4382
Listed by Madelamie Aviles of LPT Realty, LLC
Single Family Home
- 1/40 40
3 Beds 3 Baths 2,120 SqFtExclusive Listing$334,900New3431 MAITLAND, San Antonio, TX 78259-2126
Listed by Nadine Berger of LPT Realty, LLC
Single Family Home
- 1/25 25
3 Beds 2 Baths 1,842 SqFtExclusive Listing$329,900New - 1/28 28
3 Beds 3 Baths 1,833 SqFtExclusive Listing$315,000New9215 BROXTON DR, San Antonio, TX 78240-2859
Listed by Denise Becerra of LPT Realty, LLC
Single Family Home
- 1/21 21
2 Beds 1 Bath 930 SqFtExclusive Listing$150,000New710 Garden Meadow, Universal City, TX 78148
Listed by Jollyn Hilliard of LPT Realty, LLC
Single Family Home
- 1/23 23
3 Beds 2 Baths 1,335 SqFtExclusive Listing$150,000New7306 MONTGOMERY, San Antonio, TX 78239-3454
Listed by Jollyn Hilliard of LPT Realty, LLC
Single Family Home
- 1/12 12
3 Beds 2 Baths 1,568 SqFtExclusive Listing$245,000New - 3D
5 Beds 3 Baths 2,990 SqFtExclusive Listing$575,000New1003 VISOR DR, San Antonio, TX 78258-3325
Listed by Laura De La Cerda of LPT Realty, LLC
Single Family Home
- 1/20 20
3 Beds 2 Baths 1,208 SqFtExclusive Listing$325,000Active1896 TANGLEWOOD TRL, Spring Branch, TX 78070-5571
Listed by Kimberley Brown of LPT Realty, LLC
Single Family Home
- 1/32 32
2 Beds 2 Baths 1,076 SqFtExclusive Listing$250,000Active - 1/21 21
3 Beds 2 Baths 1,392 SqFtExclusive Listing$199,999Active8406 Mescal Pass, San Antonio, TX 78252
Listed by Ricardo Paredes of LPT Realty, LLC
Single Family Home
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MY BLOG
Foreclosure Process in Texas
Foreclosure Process in Texas Foreclosure is a challenging and distressing process that many homeowners in Texas may face. It's crucial to comprehend the intricate steps involved and the available options to navigate this difficult situation. Understanding the foreclosure process in Texas empowers individuals to make informed decisions regarding their homes and financial futures. Introduction to Foreclosure What is Foreclosure Foreclosure is the legal process through which a lender repossesses a property due to the homeowner's failure to make mortgage payments as agreed upon in the loan agreement. In Texas, the foreclosure process typically begins when a homeowner misses multiple mortgage payments. Why Does Foreclosure Happen? Foreclosure can arise due to various reasons, such as financial hardship, job loss, medical expenses, or an adjustable-rate mortgage that causes payments to become unaffordable. Understanding Texas Foreclosure Laws Overview of Foreclosure Laws in Texas In Texas, lenders have the option to pursue either judicial or non-judicial foreclosure. Most foreclosures in Texas are non-judicial, allowing lenders to foreclose without court involvement as long as the deed of trust includes a power of sale clause. Non-judicial foreclosure is an accelerated process. Types of Foreclosure in Texas There are mainly two types of foreclosure in Texas: judicial foreclosure, which involves court proceedings, and non-judicial foreclosure, which follows specific procedures outlined in the deed of trust. Pre-Foreclosure Phase Missed Payments and Default Notices When a homeowner misses payments, the lender issues a default notice. Texas law requires lenders to provide a 21-day notice before starting the foreclosure process. Options for Homeowners Facing Foreclosure Homeowners in Texas facing foreclosure have various options, including negotiating with the lender for a loan modification, refinancing, or seeking assistance from housing counseling agencies. Seeking the help of a knowledgeable real estate agent or investor is another great tool for the toolbelt. The hybrid agents at ALTAS Property Solutions LLC are a great resource for homeowners facing foreclosure. Foreclosure Timeline in Texas Key Stages in the Foreclosure Process The foreclosure timeline in Texas typically spans several months and includes stages like the notice of default, notice of sale, and the actual foreclosure sale. Notice of Sale and Auction Details The lender must issue a notice of sale at least 21 days before the foreclosure sale, providing information about the date, time, and location of the auction. Foreclosure Auction in Texas Auction Procedures in Texas Foreclosure auctions in Texas are typically held on the county courthouse steps or online, where the property is sold to the highest bidder. In Bexar County, the auction takes place on the first Tuesday of the month on the courthouse steps. How to Participate or Avoid Auction Homeowners can try to avoid the auction by reinstating the loan, selling the property through a short sale, seeking the help of a knowledgeable investor, or negotiating with the lender for alternatives. Post-Foreclosure Phase Redemption Period and Rights of the Borrower Texas law doesn’t provide a statutory right of redemption after a foreclosure sale, but some borrowers may have redemption rights outlined in the mortgage agreement. Eviction Process After Foreclosure If the property is not redeemed or sold, the new owner may initiate eviction proceedings to remove the occupant. Alternatives to Foreclosure Loan Modification and Refinancing Homeowners can explore options like loan modification or refinancing to make their mortgage payments more manageable. Please make sure you fully understand the terms of these options and that you will be able to afford it going forward. Short Sale or Deed in Lieu of Short sales and deeds in lieu of foreclosure are options that allow homeowners to avoid foreclosure by selling the property for less than the amount owed or transferring the deed to the lender. A short sale has several requirements and is a lengthy process. Make sure you research this method thoroughly and plan for the time it takes. Partnering with a Knowledgeable Investor Not all investors are created equal. If you are facing foreclosure, partnering with an experienced investor who can offer multiple solutions and understands the foreclosure process in Texas can be a great solution. ALTAS Property Solutions LLC specializes in helping homeowners who are facing financial hardships. Impact of Foreclosure Credit Score and Long-Term Financial Effects Foreclosure can significantly impact a homeowner's credit score and financial stability, affecting their ability to obtain future loans or credit. Emotional and Psychological Impact The stress of facing foreclosure can have profound emotional and psychological effects on individuals and families. Please do not wait until a week before the house is set to be sold at auction to reach out. Knowledgeable investors such as ALTAS Property Solutions LLC (www.cashoffersatx.com) can help to navigate the complexities and offer solutions otherwise not afforded. Seeking Legal Assistance Importance of Legal Counsel Consulting a legal professional experienced in foreclosure matters can provide crucial guidance and help homeowners understand their rights and options. Resources for Legal Aid in Texas Several organizations in Texas offer free or low-cost legal aid and counseling services to individuals facing foreclosure. FAQs About Texas Foreclosure What's the foreclosure timeline in Texas? In Texas, the foreclosure timeline typically spans several months, with specific stages and notices issued before the foreclosure sale. Can a homeowner stop foreclosure in Texas? Homeowners in Texas have options to stop foreclosure, such as loan modification, refinancing, working with a knowledgable investor, or negotiating with the lender. What happens after a foreclosure sale in Texas? After a foreclosure sale in Texas, the property ownership transfers to the highest bidder or the lender. How does bankruptcy affect foreclosure in Texas? Filing for bankruptcy may temporarily halt foreclosure proceedings, providing homeowners with time to explore options and negotiate with creditors. What are the rights of tenants during foreclosure in Texas? Tenants in a foreclosed property in Texas have certain rights, such as receiving a 30-day notice to vacate and protection against immediate eviction. Navigating the foreclosure process in Texas demands understanding its complexities and exploring available alternatives. Seeking assistance, understanding legal rights, and exploring options can help homeowners facing foreclosure make informed decisions. Understanding the foreclosure process in Texas is crucial for anyone facing the possibility of losing their home. By knowing the steps involved and available options, individuals can better navigate this challenging situation and make informed decisions about their future. If you're experiencing foreclosure, seeking professional guidance and exploring available resources can significantly impact the outcome. If facing foreclosure, ALTAS Property Solutions LLC offers a wide range of knowledge and expertise.
First-Time Homebuyer Programs San Antonio, Tx
First-Time Homebuyer Programs: Navigating the Path to Your Dream Home in San Antonio, TX Buying your first home is an exciting milestone, and navigating the process can feel overwhelming. Fortunately, San Antonio offers various programs and resources to support first-time homebuyers on their journey to homeownership. Understanding First-Time Homebuyer Programs 1. Down Payment Assistance: San Antonio provides numerous down payment assistance programs that help cover upfront costs, making homeownership more accessible. 2. Mortgage Credit Certificates (MCCs): MCCs offer tax incentives, allowing buyers to receive a federal income tax credit, providing more financial flexibility. 3. Grants and Loans: Several grants and low-interest loans are available to eligible buyers, easing financial burdens associated with purchasing a home. Benefits of First-Time Homebuyer Programs Financial Assistance: These programs offer financial aid, reducing initial costs and making homeownership more affordable. Lower Interest Rates: Some programs offer lower interest rates, helping buyers save significantly over the life of their mortgage. Educational Resources: Many programs provide educational resources, workshops, and counseling to equip buyers with essential knowledge about the home-buying process. San Antonio’s array of first-time homebuyer programs aims to facilitate the dream of owning a home. Research and explore these options to find the program that best suits your needs and kickstart your journey to becoming a homeowner in this vibrant city. For more detailed information or assistance navigating these programs, feel free to reach out to our team. We're here to guide you through every step of your home buying journey. Resources: https://www.tsahc.org/homebuyers-renters/first-time-home-buyer-grants
5 Reasons Why You Should Work With a Hybrid Real Estate Agent When Buying or Selling a Home in San Antonio, Tx
5 Reasons Why You Should Work With a Hybrid Real Estate Agent When Buying or Selling a Home in San Antonio, Tx Working with a real estate agent can be an essential part of buying or selling a home. However, choosing the right agent can make all the difference in the outcome of your transaction. One type of agent that you may want to consider working with is a hybrid real estate agent. In this blog, we’ll explore the five reasons why you should work with a hybrid real estate agent when buying or selling a home in San Antonio. 1. More Options for Buyers A hybrid real estate agent can buy properties outright in addition to helping buyers navigate the traditional home-buying process. This means that if you’re working with a hybrid agent, you’ll have more options to choose from when looking for your dream home here in San Antonio and surrounding cities. Additionally, if you’re having trouble finding a home that meets your needs, a hybrid agent may be able to purchase a property on your behalf, giving you even more options in your home search. 2. Faster Sales for Sellers If you’re selling your home, a hybrid agent can help speed up the process. In some cases, a hybrid agent may be able to purchase your home outright, allowing you to close the sale faster and move on to your next adventure. Even if a hybrid agent doesn’t buy your home directly, they can still use their expertise and connections to help you sell your home quickly and for the best price possible. Check out www.cashoffersatx.com if you would like a cash offer on your home! 3. More Knowledge and Experience A hybrid real estate agent has experience in both traditional real estate transactions and buying and selling properties directly. This means that they have a wider range of knowledge and experience than a traditional agent. This can be a huge advantage for buyers and sellers. A hybrid agent can use their expertise to help you navigate the complexities of the real estate market and make the best decisions for your situation. Their fresh perspective and knowledge of the details can be an asset to both home buyers and sellers in San Antonio, Tx and beyond. 4. Better Negotiation Skills Negotiating is a crucial part of any real estate transaction in San Antonio. A hybrid agent has a unique advantage when it comes to negotiating because they have experience negotiating both traditional transactions and purchases involving other investors. This means that they can negotiate on your behalf more effectively, whether you’re buying or selling a home in the Bexar County area or one of the thirteen surrounding counties. 5. Personalized Service Working with a hybrid real estate agent can provide you with a more personalized experience whether you are buying or selling a home in San Antonio. Because hybrid agents have a wider range of knowledge and experience, they can tailor their services to meet your specific needs. Whether you’re buying or selling a home, a hybrid agent can provide you with the individual attention and support you need to make the process as smooth and stress-free as possible, especially if you are trying to determine the best way to sell your home. Working with a hybrid real estate agent can provide you with a range of benefits when buying or selling a home in San Antonio, Tx. From more options to faster sales, and better negotiation skills to personalized service, there are plenty of reasons to consider working with a hybrid agent. If you’re in the market for a new home or looking to sell your current property, consider working with a hybrid real estate agent like the Redheaded Realtor to help you achieve your goals. We’re happy to answer any real estate-related questions you have. Reach out to our team at any time to learn more! 210-504-8272
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